.calc-page{padding:20px 0 40px}.calc-page h1{font-size:clamp(1.9rem,6.5vw,2.8rem);margin:4px 0 8px}.calc-page .lead{margin-bottom:14px}.calc-tabs .tabs__list{margin-bottom:8px}.calc-tabs .tabs__list [role=tab]{font-size:1rem;padding:10px 18px}.calc-scope{margin:0 0 14px;font-size:.82rem}.calc-panel[hidden]{display:none}.form.calc{gap:12px}.calc .field label,.calc__lbl{display:block;font-weight:600;margin-bottom:4px}.est{font-weight:400;font-size:.78rem;color:var(--muted);margin-left:6px;letter-spacing:.02em}.calc .field input:not([type=checkbox]),.calc .field select,.calc__two input,.calc__two select{min-height:42px;padding:9px 12px;width:100%}.calc .hint{display:block;font-size:.82rem;color:var(--muted);margin-top:3px;line-height:1.35}.calc__two{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:12px}.calc__two label{display:block;font-weight:600;font-size:.88rem;margin-bottom:4px}.calc__pct{display:flex;align-items:center;gap:6px}.calc__pct input{flex:1}.calc__mode[hidden]{display:none}.calc__mode label{font-size:.9rem}.finsum{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:8px}.finsum[hidden]{display:none}.finsum div{background:#fff;border:1px solid var(--line);padding:8px 10px}.finsum span{display:block;font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}.finsum b{font-size:1.05rem}.calc__where{margin:6px 0 0;font-size:.95rem}.calc__where:empty{display:none}.calc__where.ok{color:var(--ink);font-weight:600}.calc__sugg button{display:block;width:100%;text-align:left;background:#fff;border:1px solid var(--line);border-top:0;padding:12px 14px;font:inherit;color:var(--ink);cursor:pointer}.calc__sugg button:first-child{border-top:1px solid var(--line)}.calc__sugg button:hover,.calc__sugg button:focus{background:var(--sand)}#pick[hidden],#monthly[hidden],.breakdown[hidden],[id$=Note][hidden],[id$=Missing][hidden],.calc__prompt[hidden],.pay__err[hidden]{display:none}#pick select{margin-top:8px}.calc__loanhead{display:flex;justify-content:space-between;align-items:center;gap:8px 16px;margin-bottom:6px;flex-wrap:wrap}.calc__loanhead .calc__lbl{margin:0}.calc .field .calc__check{display:flex;align-items:center;gap:8px;margin:0;font-weight:400;font-size:.95rem}.calc .field .calc__check input{width:24px;height:24px;min-height:0;padding:0;margin:0;flex:none}.calc input:disabled{background:var(--sand);color:var(--muted)}.seg{display:flex;border:1px solid var(--ink);margin-bottom:10px}.seg__btn{flex:1;background:#fff;color:var(--ink);border:0;padding:8px 6px;font:600 .85rem var(--sans);cursor:pointer;min-height:38px;white-space:nowrap}.seg__btn+.seg__btn{border-left:1px solid var(--ink)}.seg__btn[aria-pressed=true]{background:var(--ink);color:#fff}.seg:has(button:disabled){opacity:.5}@media(min-width:700px){.seg{display:inline-flex}.seg__btn{flex:none;padding:8px 14px;font-size:.92rem}}.totals{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:18px}.total{background:var(--sand);padding:10px 12px;min-width:0}.total__label{font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-soft);line-height:1.25}.total__num{font-family:var(--serif);font-size:clamp(1.4rem,6vw,2.2rem);line-height:1.1;margin-top:4px;white-space:nowrap}@media(min-width:700px){.totals{gap:14px}.total{padding:14px 18px}.total__label{font-size:.8rem;letter-spacing:.1em}}.calc__prompt{margin:10px 0 0;color:var(--ink-soft)}.calc__flag{margin:10px 0 0;padding:8px 12px;border-left:3px solid var(--accent);background:#fff;font-size:.9rem;line-height:1.4}#buyCashNote,#sellNote{margin:8px 0 0}.extra{margin-top:14px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.extra summary{cursor:pointer;list-style:none;padding:12px 32px 12px 0;font-weight:600;position:relative}.extra summary::-webkit-details-marker{display:none}.extra summary:after{content:"+";position:absolute;right:4px;top:8px;font-size:1.3rem;color:var(--accent)}.extra[open] summary:after{content:"–"}.extra__hint{display:block;font-weight:400;color:var(--muted);font-size:.82rem}.extra__grid{display:grid;gap:6px;padding-bottom:8px}.xrow{display:grid;grid-template-columns:minmax(0,1fr) 7.5em;gap:2px 10px;align-items:center;padding:3px 0}.xrow__lbl{display:flex;align-items:center;gap:6px;min-width:0}.xrow label{margin:0;font-weight:600;font-size:.92rem;line-height:1.25}.xrow .est{margin-left:4px}.xrow input{width:100%;min-height:38px;padding:6px 10px;text-align:right;font-size:1rem}.xrow .hint{grid-column:1 / -1;margin:0 0 4px}.xrow .hint[hidden]{display:none}.help{flex:none;width:22px;height:22px;border-radius:50%;border:1px solid var(--muted);background:#fff;color:var(--muted);font:700 .8rem var(--sans);line-height:1;cursor:pointer;padding:0}.help[aria-expanded=true]{background:var(--ink);color:#fff;border-color:var(--ink)}.xnote{margin:4px 0 10px}@media(min-width:700px){.extra__grid{grid-template-columns:1fr 1fr;column-gap:28px}.xrow{grid-template-columns:minmax(0,1fr) 8.5em}.extra__hint{display:inline;margin-left:8px}}.breakdown{border-top:1px solid var(--line)}.extra+.breakdown{border-top:0}.breakdown summary{cursor:pointer;list-style:none;padding:12px 0;font-weight:600;color:var(--accent-dark);text-decoration:underline;text-underline-offset:4px}.breakdown summary::-webkit-details-marker{display:none}.breakdown h3{font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin:14px 0 4px}.line{display:grid;grid-template-columns:1fr auto auto;gap:10px;align-items:baseline;padding:7px 0;border-top:1px solid var(--line);font-size:.95rem}.line .kind{font-size:.72rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}.line .amt{font-weight:700;white-space:nowrap;min-width:6.5em;text-align:right}.line.sum{border-top:2px solid var(--ink);font-weight:700}.line.neg .amt{color:var(--ink-soft)}.kinds{margin:14px 0 12px}.pay{margin-top:14px;border:1px solid var(--line)}.pay summary{cursor:pointer;list-style:none;padding:12px 18px;font-weight:600;background:var(--ink);color:#fff;position:relative}.pay summary::-webkit-details-marker{display:none}.pay summary:after{content:"⌄";position:absolute;right:18px;top:8px;font-size:1.1rem}.pay[open] summary:after{content:"⌃"}.pay__panel{padding:14px;display:grid;gap:14px}.pay__ro{min-height:42px;display:flex;align-items:center;padding:9px 12px;background:var(--sand);font-weight:600}.pay__ratehead{display:flex;justify-content:space-between;align-items:center;gap:8px 12px;flex-wrap:wrap}.pay__ratehead label{font-weight:600}.pay__stepper{display:flex;align-items:center;gap:6px}.pay__step{width:36px;height:36px;border:1px solid var(--line);background:#fff;color:var(--ink);font-size:1.2rem;line-height:1;cursor:pointer}.pay__ratebox{display:inline-flex;align-items:center;gap:2px;font-family:var(--serif);font-size:1.5rem}.pay__ratebox input{width:4.2ch;border:0;border-bottom:1px solid var(--line);background:transparent;font:inherit;color:var(--ink);text-align:right;padding:0;min-height:0}#rate{width:100%;margin-top:8px;accent-color:var(--accent)}.pay__scale{display:flex;justify-content:space-between;font-size:.78rem;color:var(--muted);margin-top:4px}.pay__err{color:#b3261e;font-size:.9rem;margin:6px 0 0}.pay__two{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:12px}.pay__two label{display:block;font-weight:600;font-size:.88rem;margin-bottom:6px}.pay__two input,.pay__two select{width:100%;min-height:42px;padding:9px 12px}.pay__total{border-top:1px solid var(--line);padding-top:12px;display:grid;gap:4px;font-size:.95rem}.pay__total div{display:flex;justify-content:space-between;gap:12px}.pay__sum{margin-top:6px;align-items:baseline}.pay__sum span:first-child{font-weight:700}.pay__sum span:last-child{font-family:var(--serif);font-size:1.9rem}.calc-fine{margin:16px 0 0}.fine{margin-top:4px}.fine summary{cursor:pointer;list-style:none;font-size:.85rem;color:var(--accent-dark);text-decoration:underline;text-underline-offset:3px;padding:4px 0}.fine summary::-webkit-details-marker{display:none}.fine p{margin:6px 0 0}.calc-contact__row{display:flex;gap:10px}.btn--sm{min-height:44px;padding:8px 14px;font-size:.95rem;flex:1;white-space:nowrap}.calc-contact__tel{margin:12px 0 0;font-size:.9rem;color:var(--ink-soft)}.calc-contact__tel a{color:var(--ink);font-weight:600}@media(min-width:700px){.btn--sm{flex:none;min-width:180px}}.calc-contact{margin-top:32px;padding-top:22px;border-top:1px solid var(--line)}.calc-contact h2{font-size:1.5rem;margin-bottom:6px}.calc-contact p{color:var(--ink-soft);margin-bottom:14px}